Real estate loan

This question comes up regularly in various credit forums. But getting a real estate loan when you’re in a cdd or when you’re intermittent is entirely possible if you respect a certain number of conditions, even if a contract on a permanent contract makes it easier to borrow . I am on a fixed term, can I get a mortgage?…

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Loans

Can I repay a personal loan in advance? Yes If you make an early repayment of a personal loan you can opt for two different options: Maintain the amount of the installments and shorten the loan term: This option is used to reduce the life of a personal loan. Reduce the amount of the installments and maintain the life of…

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Real estate credit insurance and compulsory consumer loan

When you take out a loan, the bank requires you to take out insurance to cover health risks. Even if it is primarily an obligation of the lender, know that the French legislation protects the borrower and allows him to freely choose his contract. Group or delegation? The group contract The risks are shared, the insured paying the same rate…

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How do you repay a loan in fine?

The formula that makes it possible to repay a loan in fine is particularly easy to assimilate even for a neophite to the extent that unlike a depreciable loan, interest and capital are completely dissociated . When you buy a loan in fine, you repay your debt to the bank as follows: The difficulty lies mainly in the calculation of…

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Bank loan agreement – how it works online

The bank loan agreement is the document with which customer and bank agree on the provision of a loan. The contract describes the clauses related to the loan and governs the relations between the parties until the loan expires. To be valid, the contract must be put in writing, otherwise it is null: a very rare eventuality in traditional relations…

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