Real estate credit insurance and compulsory consumer loan

When you take out a loan, the bank requires you to take out insurance to cover health risks. Even if it is primarily an obligation of the lender, know that the French legislation protects the borrower and allows him to freely choose his contract. Group or delegation? The group contract The risks are shared, the insured paying the same rate…

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How do you repay a loan in fine?

The formula that makes it possible to repay a loan in fine is particularly easy to assimilate even for a neophite to the extent that unlike a depreciable loan, interest and capital are completely dissociated . When you buy a loan in fine, you repay your debt to the bank as follows: The difficulty lies mainly in the calculation of…

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