Even if your company is successful in the market, if you are well established as a self-employed person, a small business owner or a freelancer, you can regularly generate steady sales and generate positive cash flow, you will not always be able to put back enough cash or bank deposits to be prepared for all eventualities. So it can happen that you are in a temporary financial shortage or urgently need money for unexpected expenses.
Short-term loan without bank to secure liquidity sought
Be it the fact that defaults or late payments by your business partners or customers temporarily limit your liquidity, that unexpected or even forgotten payment obligations strain your budget excessively, or that interim financing of new orders and goods is required – the reasons for short-term financial needs can be extremely varied.
On the other hand, the opportunities to get the funds needed quickly, easily and reliably are much less diverse. Especially when smaller companies, the self-employed or startups need a relatively small amount of credit for a short time, many banks like to wave. The alternative for this clientele would be a loan without a bank. Here, of course, the question arises: how could such a loan without a bank actually look like? What options does the potential borrower have?
The personal loan as an alternative to the long-term bank loan
In some cases, a personal loan without a bank of friends, acquaintances or relatives is helpful, which may lend money on favorable terms and deposit temporarily in the company.
Not everyone is in such a happy situation, but must strive to find other private financiers. However, these can often make their commitment expensive or want to use the loan a say in the use, which greatly restricts the flexibility. In addition, while many private financiers offer personal loans without a bank or credit bureau, they are endeavoring to lend larger sums, much like the big banks. Moreover, their interest tends to be towards longer-term commitment or even participation. That there is another way, shows BankFit with his offer: Short-term loans for business customers.
Simple, unbureaucratic and fair: the BankFit short-term loan
For commercial customers such as freelancers, self-employed persons or small businesses, BankFit arranges short-term loans in the range of € 1,000 up to € 10,000 for 30 days. Optionally, a maximum of 60 days and repayment can be arranged in two installments. For new customers, the credit volume is initially limited to 5,000 euros and a term of 30 days. Customers who use the offer do not enter into a long-term contract, there are no pre-payments and the loan amount can be used arbitrarily.
As a business customer of BankFit you realize your individual financing request without risk and without lengthy bureaucratic procedure.
Apply for a credit-up short-term loan up to 10,000 euros online
At BankFit, you can simply apply for your short-term loan online, and if the conditions are right, you can get the loan amount in as little as three to four days. Simply use the loan calculator on the BankFit website. Here you can specify exactly the required loan amount and the duration between 7 and 30 days and immediately read off the actual costs incurred.
Use the BankFit loan calculator free of charge and without obligation and inform yourself about the conditions of your individual short-term credit
A BankFit Kurzzeitdarlehen is in the real sense no credit without a bank, because in order to realize the service offer, BankFit cooperates with the renowned Net-M Privatbank 1891. However, BankFit has developed its own credit rating, as loans of a manageable amount and with such a short duration justify and necessitate a different risk assessment. Thus, even customers with a medium credit bureaubewertung opportunity to use a short-term loan.
Use the BankFit loan calculator free of charge and without obligation and inform yourself about the conditions of your individual short-term credit.