Self-employed and freelancers are often envied. After all, they are their own master, they can organize themselves, decide freely and determine their own income. However, the fact that freelancers have a lot more responsibility and have to do things themselves, which are automatically taken over by employees for employees, is often misunderstood. Especially when it comes to meeting all financial obligations on time and to cover the expenses for office equipment and materials, marketing and, above all, for personal protection, freelancers often have to overcome huge hurdles. This is especially difficult in typical liberal arts, art, teaching, science or writing industries.
Fluctuating incomes complicate loans for freelancers
In contrast to employees, to whom banks regularly grant loans on a regular income and at least grant a comfortable credit line for short-term bottlenecks, a loan for frelancers is often difficult to obtain. Most banks find it difficult to provide loans to freelancers and the self-employed, and when they do, loans for freelancers are often rewarded with very high risk premiums.
While salaried employees usually have fixed incomes, freelance earnings often fluctuate sharply. On the one hand, this is, of course, due to the changing order situation, which can vary extremely in many areas, depending on the season. Not every self-employed or self-employed person is fortunate enough to have fixed clients and a stable order volume. On the other hand, sometimes the payment behavior of individual customers is the cause of fluctuating revenues.
BankFit helps with a short-term loan for freelancers
Often, freelancers have little financial resources to cope with a sudden need for finance. If there is an urgent need to invest in new orders despite pending invoice amounts, urgent material needs to be procured or unexpected invoices fluttering into the house, financial bottlenecks quickly emerge that pose serious difficulties for the business and even for its existence.
In such a situation, it would be a good idea to get credit as a freelancer, which is repayable immediately after the next payment. With BankFit, short-term loans for freelancers with a short term are no longer a utopia. BankFit provides fast and easy online loans to freelancers from various industries to cover short-term financial needs.
Short-term loan for freelancers in a manageable amount
A short-term loan from BankFit gives freelancers latitude to bridge a financial shortfall without tying up a long-term loan to a bank or other lenders.
At BankFit, you can apply for a loan of 1,000 to 10,000 euros with a duration of 7 to 30 days as a freelancer. With the credit converter slider of BankFit you can choose your loan amount exactly as you actually need and can pay back within the deadline. This will give you the greatest possible flexibility. Optionally, a duration of up to 60 days can be agreed. This can be useful, for example, if you have agreed on a longer payment term with your customers and you can therefore repay your freelancer loan from BankFit only after the usual 30 days.
Transparency and fairness: BankFit short term loan for freelancers
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The special feature of a short-term loan for freelancers of BankFit are the fair and transparent conditions. All award criteria for a BankFit short-term loan are communicated transparently. Even when selecting the loan amount and term on the BankFit credit calculator, all costs and fees are clearly displayed. There are no hidden costs and of course there are no costs.